First-time home buyers

Buying your first home? Clarke Capital offers programs and incentives designed to make homeownership more accessible. From low down payment options to a cash rebate at closing, we're here to help you get into your first home.

Home Ready program

Our Home Ready program is built for first-time home buyers. Qualify with as little as 3% down payment, making it easier to save for your first home without waiting years for a large down payment.

$1,500 first-time buyer rebate

Clarke Capital provides a $1,500 cash rebate to qualified first-time home buyers at closing. It's our way of helping you cover closing costs, moving expenses, or anything else that makes your transition to homeownership smoother.

Guidance every step of the way

First-time buyers often have questions. We walk you through pre-approval, loan options, and closing—so you know what to expect and feel confident throughout the process.

Explore purchase options

Ready to take the next step?

Contact us for a conversation about your situation, or start an application. We're here to help you find the right loan.

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